Overview
nilfish_sale_financing lets the dealer maintain financing offers from one or more lenders (contacts). On a quotation or order you attach an offer so the customer can compare monthly costs for several terms (e.g. 24, 36, 48 months). When the customer chooses a term, that choice is stored on the order and copied to the customer invoice as information (fees are not posted as product lines).
- Annuity — fixed monthly installment; invoice (avi) fee is included in the shown monthly cost.
- Straight — declining payment; the shown monthly cost is the first installment plus invoice fee.
- Setup fee — shown in the information text only (not in the monthly cost).
- Invoice fee — included in monthly cost and repeated in the information text.
Financed amount = order total after down payment. Default down payment is 20% (minimum; cannot be set lower). On the quotation, check which terms to show so the monthly-cost span stays reasonable.
Architecture
Financing offer
Lender contact
Rate + annuity/straight
Setup fee + invoice fee
Terms (months)
sale.order
Financing tab
Compare all terms
Select customer term
Documents
Quotation / order PDF
Business Proposal
Customer invoice snapshot
Future
Send Application
Lender credit API
Uses order snapshot
Settings
- Enable Settings → Powersport Intelligence → Sales Support → Sale Financing (requires Vehicle Sale Support for the Business Proposal PDF).
- Open Manage Financing Offers in the same block.
- Create an offer: name, Lender contact, interest rate (%), interest type, setup fee, invoice fee.
- On the Terms tab, add the selectable lengths (e.g. 24, 36, 48).
Sales managers and system administrators can create and edit offers; salespeople can read them when attaching an offer on a quotation.
Workflow
Configure offer (lender, rate, fees, terms)
↓
Quotation → Financing tab → select offer, down payment %, and terms to show
↓
Customer compares monthly costs (print Quotation or Business Proposal)
↓
Customer chooses a term
↓
Set Selected Term → Confirm order
↓
Invoice shows selected term + info text (setup + avi)
- If a financing offer is set, confirming the order requires a selected term.
- The invoice stores a snapshot so later edits to the master offer do not rewrite historical invoices.
- A later release can add Send Application to post the approved deal to the lender’s credit API using the same snapshot data.